Job Description

Job Purpose
To independently manage a portfolio of credit relationships in accordance with the set revenue and risk objectives. To market new borrowing relationships in line with the stated credit appetite of the bank. To act as an independent contact with internal / external customers so as to enhance customer satisfaction.

Key Accountabilities
Independently manage a portfolio of borrowing relationships - Risk and Revenue responsibility.

Liaise with Unit Head and Business Credit for various routine transactions/ portfolio review and PDR.

Timely completion and perfection of Security Documentation and follow up to ensure ongoing compliance as per approved terms and conditions.

Compliance with Bank Policy, & department procedure guidelines

Interaction with other departments within the bank to effectively and efficiently deliver products and services to clients
People Management

Other Accountabilities Other Accountabilities Job Context
A general commentary of any aspects of the job that do not fit logically in the other sections e.g. current projects, operating context/environment

The job holder would need to contribute/support Unit Head /Senior Management in various assignments / Bank projects from time to time.

Education Bachelor's Degree related to a business field such as Accounting, Commerce and Economics Masters degree in economics, Business studies (MBA), or a relevant business discipline, CFA, etc Experience and Skills
Minimum 5-6 years banking experience in relationship management. Knowledge of corporate banking products and UAE market knowledge is preferable.

Behavioural Competencies Evaluating and Solving Challenges - Advanced Empowering and developing self and others - Advanced Communication - Advanced Results Orientation - Advanced Vision and Strategy - Advanced Delivering Value - Advanced Working and collaborating with others - Advanced Change and Innovation - Advanced Technical Competencies Relationship Management-CIBG-Proficient Service Excellence-CIBG- Advanced Product Knowledge-CIBG-Proficient Financial Analysis- CIBG-Advanced Credit Risk Analysis-CIBG-Proficient Business Development- CIBG-Proficient Governance, Compliance and Audit-CIBG-Proficient
Desired Skills and Experience
  • Language skills: Bilingual Arabic & English
  • Industry sector expertise: Contracting & Large Corporate
  • Location: must be currently UAE based
  • Type and size of customer portfolio: Experience of managing 20 - 30 accounts with minimum turnover of AED 400M & total portfolio of min.AED 2 billion.

Key skill Required

  • Bank Officer


  • Management